This is a guest post by Ryan Battles, the co-founder of Harpoon—a financial goal setting, time-tracking, and invoicing app for freelancers. Feel motivated to set and track your financial goals after reading this post? Try a 14-day free trial of Harpoon and see how easy it can be.

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When I first started out freelancing, I was in panic mode. I took on every job that came my way, and even took on projects that were way out of my area of focus.

The answer was always “yes”:

• Can you make me a website? Yes.
• Can you do X for $80? Sure.
• Will you take my dog to the groomer? I’d love to.

I lacked direction and clarity. I had no idea how much money I was planning to make, what types of jobs would get me there, and which skills to market. In short…I didn’t set any goals.
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